3 mins read

Allied Insurance

Allied Insurance is a well-established insurance provider in the United States, offering a range of insurance products to individuals, families, and businesses. With a rich history dating back to 1929, Allied Insurance has built a reputation for reliability, flexibility, and customer-centric approach. In this article, we will delve into the world of Allied Insurance, exploring its plans, features, and benefits. We will also compare its offerings with other top insurance providers in the USA, helping you make an informed decision for your insurance needs.

History and Overview

Allied Insurance was founded in 1929 by Harold Evans, with a vision to provide affordable and innovative insurance solutions to the masses. Over the years, the company has grown and evolved, expanding its product portfolio and geographical reach. Today, Allied Insurance is a subsidiary of Nationwide Mutual Insurance Company, one of the largest insurance companies in the USA.

Insurance Plans Offered

Allied Insurance offers a diverse range of insurance plans, catering to various needs and requirements. Here are some of the most popular plans:

1. Auto Insurance

PlanDescriptionFeatures
LiabilityBasic coverage for bodily injury and property damage– Covers damages to others
– Meets state minimum requirements
StandardComprehensive coverage for vehicles and drivers– Collision and comprehensive coverage
– Uninsured/underinsured motorist coverage
ElitePremium coverage with enhanced features– Roadside assistance
– Rental car coverage
– Glass repair waiver

2. Home Insurance

PlanDescriptionFeatures
StandardBasic coverage for homes and belongings– Dwelling and personal property coverage
– Liability coverage
EnhancedComprehensive coverage for homes and contents– Increased coverage limits
– Sewer backup coverage
– Identity theft protection
ElitePremium coverage with additional features– Extended replacement cost coverage
– Scheduled personal property coverage

3. Life Insurance

PlanDescriptionFeatures
Term LifeTemporary coverage for a specified term– Affordable premiums
– Conversion to permanent policy
Whole LifePermanent coverage with cash value accumulation– Lifetime coverage
– Dividend payments
Universal LifeFlexible premium policy with adjustable coverage– Adjustable premiums and coverage
– Investment options

Comparison with Other Top Insurance Providers

To help you make an informed decision, we have compared Allied Insurance plans with other top insurance providers in the USA. Here’s a brief comparison:

Auto Insurance

InsurerAverage Annual PremiumFeatures
Allied Insurance$1,200– Multi-car discount
– Good student discount
State Farm$1,100– Steer Clear discount (for young drivers)
– Drive Safe & Save discount
Geico$1,000– Multi-car discount
– Military discount

Home Insurance

InsurerAverage Annual PremiumFeatures
Allied Insurance$800– Multi-policy discount
– Claims-free discount
Allstate$900– Multi-policy discount
– Early signing discount
USAA$700– Multi-policy discount
– Military discount

Life Insurance

InsurerAverage Annual PremiumFeatures
Allied Insurance$400– Conversion to permanent policy
– Level term life insurance
Northwestern Mutual$500– Dividend payments
– Permanent life insurance options
New York Life$450– Level term life insurance
– Whole life insurance options

Conclusion

Allied Insurance offers a range of insurance plans with competitive pricing and features. While it may not always be the cheapest option, its comprehensive coverage and customer-centric approach make it a popular choice among Americans. By comparing Allied Insurance plans with other top providers, you can make an informed decision for your insurance needs.

Remember, insurance is an essential investment for your financial security and peace of mind. Always research, compare, and consult with experts before making a purchase.