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American Automobile Association insurance

The American Automobile Association (AAA) is a well-known name in the United States, providing a range of services to motorists, including insurance. AAA insurance offers a variety of plans to suit different needs and budgets. In this article, we will delve into the details of AAA insurance, its plans, pricing, and features, as well as compare them to other top insurance providers in the US market.

History and Overview

The American Automobile Association was founded in 1902 and has since grown to become one of the largest and most trusted names in the US insurance industry. With over 60 million members, AAA provides a range of services, including roadside assistance, travel planning, and insurance. AAA insurance is available in all 50 states and offers a range of plans, including auto, home, life, and umbrella insurance.

AAA Insurance Plans

AAA insurance offers a range of plans to suit different needs and budgets. Here are some of the most popular plans:

PlanDescription
ClassicBasic coverage for liability, collision, and comprehensive
PlusAdditional coverage for roadside assistance, rental car coverage, and travel expenses
PremierComprehensive coverage with additional features like identity theft protection and home lockout service
EliteTop-tier coverage with maximum limits and additional features like pet coverage and trip interruption coverage

Pricing

AAA insurance pricing varies depending on several factors, including location, vehicle, driving history, and coverage limits. On average, AAA insurance rates are competitive with other top insurance providers in the US market.

PlanAverage Annual Premium
Classic$1,200 – $1,800
Plus$1,500 – $2,200
Premier$1,800 – $2,500
Elite$2,200 – $3,000

Features and Benefits

AAA insurance offers a range of features and benefits, including:

  • Roadside Assistance: 24/7 towing, battery jump-starts, fuel delivery, and lockout service
  • Rental Car Coverage: Up to $50 per day for 30 days
  • Travel Expenses: Up to $500 for travel-related expenses
  • Identity Theft Protection: Credit monitoring and identity theft resolution
  • Home Lockout Service: Lockout service for your home

Comparison with Other Top Insurance Providers

Here’s a comparison of AAA insurance with other top insurance providers in the US market:

ProviderAverage Annual PremiumFeatures and Benefits
AAA$1,200 – $3,000Roadside assistance, rental car coverage, travel expenses, identity theft protection
State Farm$1,000 – $2,500Roadside assistance, rental car coverage, travel expenses
Allstate$1,200 – $3,500Roadside assistance, rental car coverage, travel expenses, identity theft protection
Geico$900 – $2,000Roadside assistance, rental car coverage
Progressive$1,000 – $2,500Roadside assistance, rental car coverage, travel expenses

Conclusion

AAA insurance offers a range of plans to suit different needs and budgets, with competitive pricing and a range of features and benefits. While it may not be the cheapest option, AAA insurance provides comprehensive coverage and excellent customer service. If you’re looking for a reliable and trusted insurance provider, AAA insurance is definitely worth considering.

FAQs

  1. What is the average cost of AAA insurance?
    The average cost of AAA insurance varies depending on several factors, including location, vehicle, driving history, and coverage limits. On average, AAA insurance rates range from $1,200 to $3,000 per year.
  2. What is the difference between AAA Classic and AAA Plus?
    AAA Classic is a basic plan that provides liability, collision, and comprehensive coverage, while AAA Plus adds additional features like roadside assistance, rental car coverage, and travel expenses.
  3. Does AAA insurance offer discounts?
    Yes, AAA insurance offers a range of discounts, including multi-car discounts, good student discounts, and military discounts.
  4. How do I file a claim with AAA insurance?
    You can file a claim with AAA insurance online, by phone, or through the AAA mobile app. You will need to provide details of the incident, including the date, time, location, and description of what happened.