3 mins read

American Strategic Insurance 

As an American, having the right insurance coverage is crucial to protect yourself and your loved ones from unforeseen events. With so many insurance providers in the market, it can be overwhelming to choose the right one. In this article, we will delve into American Strategic Insurance, its plans, and features, and compare them with other top insurance providers in the USA.

About American Strategic Insurance

American Strategic Insurance (ASI) is a leading property and casualty insurance provider based in Florida, USA. Founded in 1999, ASI has grown to become one of the largest insurance companies in the country, with over 1.5 million policies in force. ASI offers a range of insurance products, including homeowners, flood, wind, and umbrella insurance.

Plans and Features

Homeowners Insurance

PlanCoverageDeductiblePremium
ASI Home$100,000 – $500,000$500 – $2,500$800 – $3,000
ASI Elite$500,000 – $1,000,000$1,000 – $5,000$2,500 – $6,000
ASI Premier$1,000,000 – $2,000,000$2,500 – $10,000$5,000 – $12,000

ASI’s homeowners insurance plans offer comprehensive coverage for your home and personal belongings. The ASI Home plan is suitable for most homeowners, while the ASI Elite and Premier plans offer higher coverage limits and additional features such as identity theft protection and home office coverage.

Flood Insurance

PlanCoverageDeductiblePremium
ASI Flood$100,000 – $500,000$500 – $2,500$400 – $2,000

ASI’s flood insurance plan provides coverage for flood-related damages to your home and personal belongings. The plan is available to homeowners and renters in flood-prone areas.

Umbrella Insurance

PlanCoverageDeductiblePremium
ASI Umbrella$1,000,000 – $5,000,000$500 – $2,500$200 – $1,000

ASI’s umbrella insurance plan provides additional liability coverage beyond the limits of your homeowners or auto insurance policy. This plan is ideal for individuals with significant assets or high-income earners.

Comparison with Other Top Insurance Providers

Insurance ProviderHomeowners Insurance PremiumFlood Insurance PremiumUmbrella Insurance Premium
American Strategic Insurance$800 – $3,000$400 – $2,000$200 – $1,000
State Farm$700 – $2,500$350 – $1,800$180 – $900
Allstate$900 – $3,500$450 – $2,200$220 – $1,100
Liberty Mutual$1,000 – $4,000$500 – $2,500$250 – $1,200

As shown in the table above, American Strategic Insurance offers competitive premiums for its homeowners, flood, and umbrella insurance plans compared to other top insurance providers in the USA.

Conclusion

American Strategic Insurance offers a range of insurance plans that cater to different needs and budgets. With competitive premiums and comprehensive coverage, ASI is a great option for individuals and families looking for reliable insurance coverage. However, it’s essential to compare plans and features with other top insurance providers to find the best fit for your specific needs.

FAQs

  1. What is American Strategic Insurance?
    American Strategic Insurance (ASI) is a leading property and casualty insurance provider in the USA.
  2. What insurance plans does ASI offer?
    ASI offers homeowners, flood, wind, and umbrella insurance plans.
  3. What is the coverage limit for ASI’s homeowners insurance plans?
    The coverage limit for ASI’s homeowners insurance plans ranges from $100,000 to $2,000,000.
  4. Is ASI’s flood insurance plan available to everyone?
    No, ASI’s flood insurance plan is only available to homeowners and renters in flood-prone areas.
  5. What is the premium range for ASI’s umbrella insurance plan?
    The premium range for ASI’s umbrella insurance plan is $200 to $1,000.