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Commerce Insurance Group

Introduction

Commerce Insurance Group, also known as Commerce Insurance, is a leading provider of personal and commercial insurance solutions in the United States. With a rich history dating back to 1972, the company has established itself as a trusted name in the insurance industry. In this article, we will delve into the details of Commerce Insurance Group, its plans, and features, and compare them with other top insurance providers in the market.

Company Overview

Commerce Insurance Group is headquartered in Webster, Massachusetts, and operates in New England, New York, and New Jersey. The company offers a wide range of insurance products, including:

  • Auto Insurance
  • Home Insurance
  • Business Insurance
  • Umbrella Insurance
  • Motorcycle Insurance
  • Boat Insurance

Auto Insurance Plans

Commerce Insurance Group offers various auto insurance plans to cater to different needs and budgets. Here are some of the key features and benefits of their auto insurance plans:

PlanFeaturesBenefits
BasicLiability coverage, collision, and comprehensive coverageEssential coverage for drivers who want to meet state minimum requirements
StandardBasic plan features plus uninsured/underinsured motorist coverage, medical payments coverage, and rental car coverageComprehensive coverage for drivers who want extra protection
EliteStandard plan features plus roadside assistance, glass repair coverage, and identity theft protectionPremium coverage for drivers who want maximum protection and convenience

Home Insurance Plans

Commerce Insurance Group’s home insurance plans offer protection for homeowners and renters. Here are some key features and benefits:

PlanFeaturesBenefits
BasicDwelling coverage, personal property coverage, and liability coverageEssential coverage for homeowners and renters
StandardBasic plan features plus additional living expenses coverage, sewer backup coverage, and scheduled personal property coverageComprehensive coverage for homeowners and renters who want extra protection
EliteStandard plan features plus water backup coverage, sump pump coverage, and home systems protectionPremium coverage for homeowners who want maximum protection and convenience

Business Insurance Plans

Commerce Insurance Group’s business insurance plans cater to various industries and businesses. Here are some key features and benefits:

PlanFeaturesBenefits
Business Owners Policy (BOP)Liability coverage, property coverage, and business interruption coverageEssential coverage for small to medium-sized businesses
Commercial Auto InsuranceLiability coverage, collision, and comprehensive coverage for business vehiclesComprehensive coverage for businesses with company vehicles
Workers’ Compensation InsuranceCoverage for employee injuries and illnessesMandatory coverage for businesses with employees

Comparison with Other Insurers

Here’s a comparison of Commerce Insurance Group’s plans and features with other top insurance providers in the market:

InsurerAuto InsuranceHome InsuranceBusiness Insurance
Commerce Insurance Group4.5/54.5/54.5/5
State Farm4.5/54.5/54.5/5
Allstate4.2/54.2/54.2/5
Geico4.2/54.0/54.0/5
Progressive4.2/54.0/54.0/5

Conclusion

Commerce Insurance Group offers a range of insurance plans and features that cater to various needs and budgets. While there are other top insurance providers in the market, Commerce Insurance Group’s comprehensive coverage and competitive pricing make it a strong contender. We hope this article has provided a helpful overview and comparison of Commerce Insurance Group’s plans and features.

FAQs

  1. Is Commerce Insurance Group available in all states?
    No, Commerce Insurance Group operates in New England, New York, and New Jersey.
  2. Can I bundle my insurance plans with Commerce Insurance Group?
    Yes, Commerce Insurance Group offers discounts for bundling multiple insurance plans.
  3. How do I file a claim with Commerce Insurance Group?
    You can file a claim online, by phone, or through the mobile app.
  4. Does Commerce Insurance Group offer roadside assistance?
    Yes, roadside assistance is available with the Elite auto insurance plan.
  5. Can I get a quote online from Commerce Insurance Group?
    Yes, you can get a quote online from Commerce Insurance Group’s website.