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Encompass Insurance Company

Encompass Insurance Company is a leading provider of property and casualty insurance in the United States. With a rich history dating back to 1897, Encompass has established itself as a reliable and customer-centric insurance company. In this article, we will delve into the company’s history, products, plans, pricing, and customer reviews, providing a comprehensive overview of Encompass Insurance Company.

History

Encompass Insurance Company was founded in 1897 as the Illinois Automobile Insurance Company. Over the years, the company has undergone several transformations, expanding its product offerings and geographic reach. In 1999, Allstate Corporation acquired Encompass, further solidifying its position in the insurance market.

Products and Plans

Encompass Insurance Company offers a range of products and plans to cater to diverse customer needs. Some of the key products include:

  • Auto Insurance: Encompass offers comprehensive auto insurance coverage, including liability, collision, and personal injury protection.
  • Home Insurance: Encompass provides homeowners and renters insurance, covering damage to property and personal belongings.
  • Life Insurance: Encompass offers term and permanent life insurance options to ensure financial security for loved ones.
  • Business Insurance: Encompass provides commercial insurance solutions for businesses of all sizes.

Comparison of Plans

Here’s a comparison of Encompass Insurance plans:

PlanCoverageDeductiblePremium
BasicLiability, collision$500$800/year
StandardComprehensive, personal injury$250$1,200/year
PremiumFull coverage, roadside assistance$100$1,800/year

Pricing

Encompass Insurance pricing varies depending on factors such as location, driving record, and coverage level. On average, Encompass auto insurance premiums range from $800 to $2,000 per year.

Customer Reviews

Encompass Insurance Company has an A+ rating from the Better Business Bureau (BBB) and an A rating from A.M. Best. Customer reviews highlight the company’s excellent customer service, prompt claims processing, and competitive pricing.

Comparison with Competitors

Here’s a comparison of Encompass Insurance with top competitors:

CompanyCoverage OptionsPricingCustomer Rating
EncompassComprehensive$800-$2,000/year4.5/5
State FarmComprehensive$700-$1,800/year4.5/5
AllstateComprehensive$900-$2,200/year4.3/5
ProgressiveComprehensive$600-$1,600/year4.2/5

Conclusion

Encompass Insurance Company offers a range of products and plans to cater to diverse customer needs. With a rich history, competitive pricing, and excellent customer service, Encompass is a reliable choice for insurance coverage. While pricing may vary, Encompass Insurance Company is a solid option for those seeking comprehensive coverage and peace of mind.