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Erie Insurance Group

As one of the leading insurance providers in the United States, Erie Insurance Group has been serving its customers for over 95 years. With a rich history and a commitment to excellence, Erie Insurance offers a range of plans and services that cater to diverse needs. In this article, we will delve into the details of Erie Insurance Group, its plans, pricing, and features, making it an informative read for our USA audience.

History and Overview

Erie Insurance Group was founded in 1925 by H.O. Hirt and O.G. Crawford in Erie, Pennsylvania. Initially, the company focused on auto insurance, but over the years, it expanded its portfolio to include home, life, and business insurance. Today, Erie Insurance Group operates in 12 states and the District of Columbia, with over 6 million policies in force.

Insurance Plans Offered

Erie Insurance Group offers a range of insurance plans, including:

Auto Insurance

Erie Auto PlusComprehensive coverage– Accident forgiveness
– Roadside assistance
– Rental car coverage
Erie Auto AdvantageStandard coverage– Liability coverage
– Collision coverage
– Comprehensive coverage
Erie Auto ElitePremium coverage– Higher liability limits
– New car replacement
– Enhanced roadside assistance

Home Insurance

Erie Home AdvantageStandard coverage– Dwelling coverage
– Personal property coverage
– Liability coverage
Erie Home PlusComprehensive coverage– Guaranteed replacement cost
– Sewer backup coverage
– Identity theft protection
Erie Home ElitePremium coverage– Higher liability limits
– Extended replacement cost
– Enhanced loss assessment

Life Insurance

Erie Term LifeTerm life insurance– Level premiums
– Convertible to permanent life insurance
Erie Whole LifePermanent life insurance– Cash value accumulation
– Dividend eligibility
Erie Universal LifeFlexible premium life insurance– Adjustable premiums
– Investment options

Business Insurance

Erie Business AdvantageSmall business insurance– General liability coverage
– Property coverage
– Workers’ compensation
Erie Business PlusMid-sized business insurance– Enhanced liability coverage
– Business interruption coverage
– Cyber liability coverage
Erie Business EliteLarge business insurance– Customized coverage
– High-limit liability coverage
– International coverage

Pricing and Discounts

Erie Insurance Group offers competitive pricing, with discounts available for:

  • Multi-policy holders
  • Good students
  • Safe drivers
  • Homeowners
  • Business owners
  • Military personnel
  • Seniors

Features and Benefits

  • 24/7 customer service
  • Online claims filing and tracking
  • Mobile app for policy management
  • Agent network for personalized service
  • Financial strength ratings from A.M. Best and Standard & Poor’s

Comparison with Other Insurers

InsurerErie Insurance GroupState FarmAllstateProgressive
Auto Insurance4.5/54.5/54.2/54.1/5
Home Insurance4.5/54.3/54.1/54.0/5
Life Insurance4.2/54.1/54.0/53.9/5
Business Insurance4.5/54.3/54.1/54.0/5


Erie Insurance Group offers a range of insurance plans with competitive pricing, comprehensive coverage, and excellent customer service. While other insurers may excel in specific areas, Erie Insurance Group provides a well-rounded experience for its customers. If you’re looking for a reliable insurance provider, Erie Insurance Group is definitely worth considering.