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Evergreen USA RRG Insurance


Evergreen USA RRG Insurance is a leading provider of medical professional liability insurance in the United States. As a Risk Retention Group (RRG), Evergreen USA offers a unique approach to medical malpractice insurance, prioritizing the needs of healthcare providers and organizations. In this article, we will delve into the features, plans, and benefits of Evergreen USA RRG Insurance, comparing its offerings to other industry players.

History and Mission

Evergreen USA RRG Insurance was established in 2005 with a mission to provide innovative and flexible medical professional liability insurance solutions. As a member-owned RRG, Evergreen USA is committed to serving the healthcare community, focusing on risk management, patient safety, and claims management.

Plans and Features

Evergreen USA RRG Insurance offers a range of plans tailored to meet the diverse needs of healthcare providers and organizations. The plans include:

Essential– Claims-made coverage
– Limits up to $1M/$3M
– Free tail coverage
– Risk management resources
Plus– Occurrence coverage option
– Higher limits (up to $2M/$4M)
– Cyber liability coverage
– Regulatory defense coverage
Elite– Unlimited defense costs
– Prior acts coverage
– Extended reporting period
– Premium discounts for qualified organizations

Comparison with Other Insurers

Evergreen USAFlexible plans, risk management resources, free tail coverageCompetitive pricingYes, for qualified organizations
Medical ProtectiveComprehensive coverage, occurrence coverage optionHigher premiumsLimited discounts
The Doctors CompanyClaims-made coverage, free tail coverage, premium discountsCompetitive pricingYes, for qualified physicians


  • Member ownership: As a member-owned RRG, Evergreen USA prioritizes the needs of its policyholders, ensuring that premiums are used to benefit the healthcare community.
  • Flexible plans: Evergreen USA offers customizable plans to meet the unique needs of healthcare providers and organizations.
  • Risk management resources: Policyholders have access to expert risk management advice and resources to minimize claims and improve patient safety.
  • Competitive pricing: Evergreen USA offers competitive premiums, making medical professional liability insurance more affordable.


Evergreen USA RRG Insurance stands out in the medical professional liability insurance market, offering flexible plans, risk management resources, and competitive pricing. As a member-owned RRG, Evergreen USA prioritizes the needs of healthcare providers and organizations, making it an attractive option for those seeking comprehensive coverage. While other insurers offer similar features, Evergreen USA’s unique approach and commitment to the healthcare community set it apart.


  1. What is a Risk Retention Group (RRG)?
    A Risk Retention Group is a type of liability insurance company owned by its members, who share the risk and benefits.
  2. What is claims-made coverage?
    Claims-made coverage provides protection for claims filed during the policy period, whereas occurrence coverage provides protection for incidents occurring during the policy period, regardless of when the claim is filed.
  3. What is tail coverage?
    Tail coverage provides extended reporting period coverage for claims filed after the policy has expired or been canceled.