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First Insurance Company of Hawaii

Introduction

First Insurance Company of Hawaii (FICOH) is a leading insurance provider in the Aloha State, offering a range of insurance products to individuals, families, and businesses. With a rich history dating back to 1911, FICOH has established itself as a trusted and reliable insurance partner for Hawaii residents. In this article, we will delve into the company’s history, products, plans, and pricing, comparing them with other top insurance providers in the USA.

History and Mission

FICOH was founded in 1911 by a group of local businessmen who recognized the need for insurance coverage in Hawaii. Over the years, the company has grown and expanded its product offerings to meet the evolving needs of its customers. Today, FICOH is committed to providing innovative insurance solutions, exceptional customer service, and community involvement.

Products and Plans

FICOH offers a range of insurance products, including:

ProductDescription
Auto InsuranceLiability, collision, comprehensive, and personal injury protection coverage
Home InsuranceDwelling, personal property, and liability coverage
Business InsuranceProperty, liability, workers’ compensation, and commercial auto coverage
Health InsuranceIndividual and group plans, including medical, dental, and vision coverage
Life InsuranceTerm, whole, and universal life insurance policies

Pricing and Discounts

FICOH offers competitive pricing and various discounts to its customers, including:

DiscountDescription
Multi-Policy DiscountUp to 15% discount for bundling multiple policies
Good Student DiscountUp to 10% discount for students with good grades
Military DiscountUp to 10% discount for active and retired military personnel
Senior DiscountUp to 5% discount for seniors aged 65 and above

Comparison with Other Top Insurance Providers

Here’s a comparison of FICOH’s plans and pricing with other top insurance providers in the USA:

Insurance ProviderAuto Insurance RateHome Insurance Rate
FICOH$1,200 – $2,000 per year$800 – $1,500 per year
State Farm$1,500 – $2,500 per year$1,000 – $2,000 per year
Allstate$1,800 – $3,000 per year$1,200 – $2,500 per year
GEICO$1,000 – $2,000 per year$600 – $1,200 per year

Conclusion

First Insurance Company of Hawaii is a reputable and reliable insurance provider, offering a range of products and plans to suit various needs and budgets. While pricing and discounts may vary depending on individual circumstances, FICOH’s competitive rates and excellent customer service make it a top choice for Hawaii residents. When shopping for insurance, it’s essential to compare plans and pricing from multiple providers to find the best fit for your needs.

Tables and Charts

FICOH Product Comparison Table

ProductDescriptionPricing
Auto InsuranceLiability, collision, comprehensive, and personal injury protection coverage$1,200 – $2,000 per year
Home InsuranceDwelling, personal property, and liability coverage$800 – $1,500 per year
Business InsuranceProperty, liability, workers’ compensation, and commercial auto coverageCustomized pricing
Health InsuranceIndividual and group plans, including medical, dental, and vision coverage$300 – $1,000 per month
Life InsuranceTerm, whole, and universal life insurance policies$20 – $100 per month

FICOH Discount Chart

DiscountDescriptionPercentage
Multi-Policy DiscountUp to 15% discount for bundling multiple policies10% – 15%
Good Student DiscountUp to 10% discount for students with good grades5% – 10%
Military DiscountUp to 10% discount for active and retired military personnel5% – 10%
Senior DiscountUp to 5% discount for seniors aged 65 and above3% – 5%