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GMAC Insurance

GMAC Insurance, also known as National General Insurance, has been providing insurance solutions to individuals and businesses for over 90 years. With a wide range of products and services, GMAC Insurance has established itself as a reputable player in the insurance industry. In this article, we will delve into the details of GMAC Insurance, its plans, pricing, and features, and compare them with other top insurance providers in the USA.

History and Overview

GMAC Insurance was founded in 1925 as a subsidiary of General Motors Acceptance Corporation (GMAC). Initially, the company focused on providing auto insurance to General Motors employees, but it soon expanded its offerings to include other types of insurance. Today, GMAC Insurance is part of the National General Holdings Corp. family and operates under the name National General Insurance.

Insurance Products

GMAC Insurance offers a wide range of insurance products, including:

  • Auto Insurance: GMAC Insurance provides comprehensive, collision, liability, and personal injury protection coverage for vehicles.
  • Home Insurance: GMAC Insurance offers homeowners, renters, and condo insurance policies to protect against damage, theft, and liability.
  • Life Insurance: GMAC Insurance provides term life, whole life, and universal life insurance policies to help individuals and families plan for the future.
  • Business Insurance: GMAC Insurance offers commercial auto, liability, property, and workers’ compensation insurance to businesses of all sizes.

Plans and Pricing

GMAC Insurance offers various plans and pricing options to suit different needs and budgets. Here are some examples:

Auto InsuranceLiability, collision, comprehensive$800 – $2,000 per year
Home InsuranceHomeowners, renters, condo$800 – $2,500 per year
Life InsuranceTerm life, whole life, universal life$300 – $1,500 per year
Business InsuranceCommercial auto, liability, property$500 – $5,000 per year

Comparison with Other Insurers

Here’s a comparison of GMAC Insurance with other top insurance providers in the USA:

InsurerAuto InsuranceHome InsuranceLife InsuranceBusiness Insurance
GMAC Insurance$800 – $2,000 per year$800 – $2,500 per year$300 – $1,500 per year$500 – $5,000 per year
State Farm$700 – $1,800 per year$700 – $2,200 per year$250 – $1,200 per year$400 – $4,000 per year
Allstate$900 – $2,500 per year$900 – $2,800 per year$350 – $1,600 per year$600 – $5,500 per year
Progressive$600 – $1,500 per yearN/AN/AN/A
Liberty Mutual$800 – $2,200 per year$800 – $2,500 per year$300 – $1,400 per year$500 – $4,500 per year

Features and Benefits

GMAC Insurance offers several features and benefits, including:

  • Multi-Policy Discounts: Discounts for bundling multiple policies
  • Accident Forgiveness: Forgiveness for first-time accidents
  • Roadside Assistance: 24/7 roadside assistance
  • Online Claims Filing: Easy online claims filing and tracking
  • Mobile App: Mobile app for policy management and claims filing


GMAC Insurance is a reputable insurance provider with a wide range of products and services. While its pricing may not be the lowest, its comprehensive coverage and features make it a competitive option in the insurance market. By comparing GMAC Insurance with other top insurers, individuals and businesses can make informed decisions about their insurance needs.

Tables and Comparisons

Here are some additional tables and comparisons to help you make informed decisions:

Auto Insurance Comparison

GMAC Insurance$300 – $800 per year$200 – $500 per year$100 – $300 per year
State Farm$250 – $700 per year$180 – $450 per year$90 – $270 per year
Allstate$350 – $900 per year$220 – $550 per year$120 – $330 per year
Progressive$200 – $500 per year$150 – $350 per year$80 – $230 per year
Liberty Mutual$280 – $750 per year