New York University (NYU) requires all students registered in degree-granting programs to maintain health insurance. Most students are enrolled and charged automatically in the NYU-sponsored Student Health Insurance Plan (SHIP) as part of the course registration process. The NYU SHIP is a comprehensive plan that provides coverage for a wide range of medical services, including:
- Preventive care: Routine checkups, immunizations, and screenings
- Hospitalization: Inpatient and outpatient hospital care
- Surgical care: Inpatient and outpatient surgical procedures
- Physician care: Office visits with doctors and specialists
- Mental health care: Outpatient mental health services
- Prescription drugs: Generic and brand-name prescription drugs
The NYU SHIP also provides coverage for a variety of other services, such as physical therapy, chiropractic care, and vision care.
Students who have other health insurance coverage can waive the NYU SHIP. To waive the NYU SHIP, students must submit a Student Health Insurance Selection/Waiver Form to the Student Health Insurance Services Office by the June 5th deadline. Students who waive the NYU SHIP are still required to maintain health insurance coverage that meets the minimum requirements set by NYU.
The minimum requirements for health insurance coverage for NYU students are as follows:
- Medical benefits of at least $100,000 per accident or illness
- Repatriation of remains in the amount of $25,000
- Expenses associated with medical evacuation of the student to his or her home country in the amount of $50,000
- A deductible not to exceed $500 per accident or illness
Students can compare the NYU SHIP to other health insurance plans by using the NYU Health Insurance Plan Comparison Tool. This tool allows students to compare the different plans based on a variety of factors, such as coverage, cost, and provider networks.
Students who have questions about health insurance can contact the Student Health Insurance Services Office at (212) 443-1020 or [email protected]